Key Feartures of Chime
Security Features:
- Stay in control with instant transaction alerts and daily balance updates.
- Enable two-factor authentication for added security.
- Block your card easily with a single tap if needed.
Overdraft Up to $200 Fee-Free:
- Eligible Chime members can overdraft up to $200* on debit card purchases and ATM withdrawals with no fees.
No Monthly Fees:
- Say goodbye to monthly maintenance fees, minimum balance fees, and foreign transaction fees.
- Access over 60,000 fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more.
Get Paid Up to 2 Days Early:
- Receive your paycheck up to two days early^ with direct deposit.
Credit Builder – Build Your Credit:
- Use Credit Builder¹ for everyday expenses and boost your FICO® Score by an average of 30 points².
- No interest, no annual fees, and no credit check to apply.
Pay Anyone with No Transfer Fees:
- Send money to friends, family, or roommates with no transfer fees.
Chime Visa Debit and Credit Cards:
- Enjoy the Chime Visa Debit Card for everyday transactions.
- Explore the Chime Visa Credit Builder Card for building credit responsibly.
No Hidden Fees:
- Chime has no hidden fees, making your account truly cost-effective.
Banking Services:
- Provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.
High Net Promoter Score:
- Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.
Here’s why millions are choosing Chime
- Security that puts you in control:
- Instant transaction alerts
- Daily balance updates
- Two-factor authentication
- Card blocking in a single tap
- No more overdraft stress:
- Overdraft up to $200 fee-free* using SpotMe
- Fee-free freedom:
- No monthly maintenance fees
- No minimum balance fees
- No foreign transaction fees
- 60k+ fee-free ATMs nationwide
- Early paydays, happy days:
- Get paid up to 2 days early with direct deposit^
- Build credit like a boss:
- Credit Builder¹ to boost your credit score responsibly
- Send money like a text, for free:
- No transfer fees to friends and family
Chime offers a convenient and affordable mobile banking experience with innovative features designed to help you manage your money effectively and build a healthier financial future. Download Chime and experience modern banking with security, benefits, and no hidden fees.
